Does my health insurance cover LASIK?
Most insurance programs, including Medicare, use the term “medical necessity” to determine coverage. If a medical procedure is required in order to preserve health, it is typically considered a medical necessity and therefore approved for payment.
Routine surgeries to preserve vision rarely fall under these protections, meaning that people who want to use LASIK benefits to eliminate glasses may not be able to use their Medicare benefits to do so.
When you purchase insurance, you are given information about what is and what is not included. You can look through that information and determine whether or not LASIK seems to apply in your specific situation. We’ve also put together a page answering the question “Could you receive a health insurance rebate for your treatment?”
If you are working with a private insurance company, you can ask your doctor to submit a preauthorization form to your insurance company, detailing why LASIK is right for you.
Your doctor can attach your medical records to that request to give authorities the data they need to make a smart decision. You should hear back about whether or not you will be responsible for the cost.
You can also contact Medicare to find out about financial responsibilities, especially if you are using Medicare combined with private insurance.
To learn more about the costs associated with LASIK and how to pay, please book your free laser vision assessment on our website today.
