Does your health fund cover laser eye surgery?

Understanding what your insurance does and doesn’t cover can be pretty confusing. To make things easier, we’ve put together the table below. This shows the most common health funds that cover all or part of the cost of laser eye surgery.

Health Fund Cover Type Procedures Waiting Period Covered
BUPA Ultimate hospital and Ultimate extra cover for existing policyholders LASIK, PRK, and SMILE 36 months for new members after July 1, 2018 The full cost of surgery
Medibank Private Ultra Health Cover LASIK and PRK 36 months Up to $3500
Premier Extras Top Extras LASIK and PRK 12 months $1500 per person
AHM Lifestyle Extras and Super Extra LASIK, PRK and ICL 12 months The full cost of surgery

Can’t see your health fund?

Not to worry. When you buy private medical insurance, the provider gives you information about what is and what isn’t included. You can look through this information to see if laser eye surgery is covered in your specific situation. If you can’t find the information, give them a call.

If your health fund covers laser eye surgery

If you are working with a private insurance company, you can ask your doctor to submit a pre-authorisation form to them. This form will detail why laser eye surgery is right for you. Your doctor can attach your medical records to that request to give authorities the data they need to make an informed decision.

You should hear back about whether you will be responsible for the cost.

Health insurance rebate

It’s also possible to get a health insurance rebate. There are a limited number of health insurance companies that offer a rebate for vision correction. Find out which insurance companies we accept here: Could you receive a health insurance rebate for your treatment?

Laser eye surgery costs

To find out the cost of laser eye surgery, visit our pricing page.

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“Very friendly and professional staff. Dr Russell is extremely informative and has a really positive presence. The doctor and all of the staff ensured all my questions were answered fully. I left the surgery feeling as if I’d been really well cared for.”

Suzanne Cooper
“The staff are all friendly and helpful.”
Alana Jenkins
“Dr. Russell and the entire team should be commended for their genuine care and personal attention. They made every possible effort to explain and clarify the treatment required and made sure I was comfortable through the consultation treatment.”
Xerxes Meher

“I was very impressed with the way they run things. It is a well-oiled machine. Everyone knew exactly what they were doing and were very friendly. To top it off, my treatment was excellent.”

Iris Van Quickelberghe
“Dr. Russell is my hubby’s specialist for years. We love him. Such a kind person and always spends time to explain everything.”
Zita Farczadi Kershaw
“Highly recommended. They are always helpful and friendly and the outcomes have been beyond my expectations.”
Brad Gooda

“Many thanks for your care and skill and a big thanks to all your staff for their friendly care and professionalism shown each time I have visited.”

Henry Ellison

“My wife came to see Dr Russell today and we wanted to say thank you to all the staff for the kind and professional service. We are also extremely grateful for Dr Russell’s generosity when it came to us paying for the consultation. We wanted to reach out and say thank you so much!”

Troy and Liana Todd

We have replaced the images of real patients who provided these testimonials to protect their privacy.


The best way to find out if eye treatment is right for you is to have an in-person assessment. You’ll get a clear answer from our experts on your suitability and vision correction options


Dr. Matthew Russell


Laser eye and cataract surgery specialist

With over 15 years of experience, I enjoy the privilege of helping patients of all ages reclaim clear vision or preserve it for as long as possible.

Vision correction and high-precision cataract surgery hinge on the expertise and skill set of the provider who also has access to the most precise tools for the job. Ophthalmic surgeons like me know how to make treatment safe, comfortable and positive for the patient. They know how to minimise the risk of complications and maximise successful outcomes.

I understand that medical and surgical eye care is a serious undertaking. I take the time to address whatever questions and concerns you might have. I believe everyone’s eyes are unique and require a customised solution tailored to your needs and goals.

My combination of education, training and experience positions me to provide optimal results for patients of all ages. I have a passion for helping my patients enjoy the clear, high-definition vision they need to live rich and active lives. Now, I have hand-picked a team of professionals that share my passion and commitment to exceptional care.

More about Dr. Russell