Does your health fund cover laser eye surgery?

Understanding if your health insurance covers laser eye surgery, can be pretty confusing. To make things easier, we’ve put together the table below. This shows the most common health insurance for eye surgery that cover all or part of the cost.

Health Fund Cover Type Procedures Waiting Period Covered
BUPA Ultimate hospital and Ultimate extra cover for existing policyholders LASIK, PRK, and SMILE 36 months for new members after July 1, 2018 The full cost of surgery
Medibank Private Ultra Health Cover LASIK and PRK 36 months Up to $3500
Premier Extras Top Extras LASIK and PRK 12 months $1500 per person
AHM Lifestyle Extras and Super Extra LASIK, PRK and ICL 12 months The full cost of surgery

Can’t see your health fund?

Not to worry. When you buy private health insurance, the provider gives you information about what is and what isn’t included. You can look through this information to see if laser eye surgery is covered in your specific situation. If you can’t find the information, give them a call.

If your health fund covers laser eye surgery

If you are working with a private insurance company, you can ask your doctor to submit a pre-authorisation form to them. This form will detail why laser eye surgery is right for you. Your doctor can attach your medical records to that request to give authorities the data they need to make an informed decision.

You should hear back about whether you will be responsible for the cost or if you can have laser eye surgery with private health insurance.

Health insurance rebate

It’s also possible to get a health insurance rebate. There are a limited number of health insurance companies that offer a rebate for vision correction. Find out which insurance companies we accept here: Could you receive a health insurance rebate for your treatment?

Laser eye surgery costs

If you wish to end or reduce wearing glasses or contact lenses, we’re here to help. To find out the cost of laser eye surgery, visit our pricing page.

Hopefully, that answers the question “Is laser eye surgery covered by private health insurance?”. If you’re interested in our types of laser eye surgery available book a free assessment here.

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“My wife came to see Dr Russell today and we wanted to say thank you to all the staff for the kind and professional service. We are also extremely grateful for Dr Russell’s generosity when it came to us paying for the consultation. We wanted to reach out and say thank you so much!”

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DISCOVER IF YOU CAN BE FREE FROM GLASSES AND CONTACT LENSES

The best way to find out if eye treatment is right for you is to have an in-person assessment. You’ll get a clear answer from our experts on your suitability and vision correction options

Hi, I’m Dr. Matthew Russel, your laser and cataract surgery specialist

HI I’M DR. MATTHEW RUSSELL YOUR LASER EYE AND CATARACT SURGERY SPECIALIST

With over 15 years of experience, I enjoy the privilege of helping patients of all ages reclaim clear vision or preserve it for as long as possible.

Vision correction and high-precision cataract surgery hinge on the expertise and skill set of the provider who also has access to the most precise tools for the job. Ophthalmic surgeons like me know how to make treatment safe, comfortable and positive for the patient. They know how to minimise the risk of complications and maximise successful outcomes.

I have a passion for helping my patients enjoy the clear, high-definition vision they need to live rich and active lives. Now, I have hand-picked a team of professionals that share my passion and commitment to exceptional care.

Dr. Matthew Russell

MBChB, FRANZCO