Would insurance cover LASIK?Considering LASIK eye surgery can be an exciting step towards achieving clear vision without the hassle of glasses or contact lenses. However, one of the most common questions that arises is whether insurance will cover the cost of LASIK. Understanding your insurance options and the potential out-of-pocket expenses can help you make an informed decision. Here’s a comprehensive look at LASIK coverage and how you can determine your eligibility.What is LASIK?LASIK (Laser-Assisted In Situ Keratomileusis) is a popular surgical procedure that corrects vision problems such as myopia (short-sightedness), hyperopia (long-sightedness), and astigmatism. By reshaping the cornea, LASIK allows light entering the eye to be properly focused onto the retina, resulting in clearer vision. The procedure is quick, usually taking about 15 minutes per eye, and most patients experience significant improvement in their vision within a few days.1Saragoussi JJ, Djadi-Prat J, Lebuisson DA, et al. Quality of life after LASIK: part II. Quality of life and satisfaction of a population of patients treated with LASIK [in French]. J Fr Ophtalmol. 2011;34:294–302.Does Insurance Typically Cover LASIK?In most cases, LASIK is considered an elective procedure. This means it is not usually deemed medically necessary by insurance companies, and therefore, they often do not cover the cost. However, there are exceptions and potential ways to reduce the financial burden.When Might Insurance Cover LASIK?While standard health insurance plans typically do not cover LASIK, there are specific circumstances and insurance policies that might offer coverage or partial reimbursement:Some health insurance plans offer discounts on LASIK or cover a portion of the cost. It’s worth checking with your health insurance provider to see if they have any benefits related to LASIK surgery.Exploring Financing OptionsIf your insurance does not cover LASIK, many clinics offer financing plans to make the procedure more affordable. These plans can spread the cost over several months or years, allowing you to pay in manageable installments. Be sure to ask about interest rates and terms to find the best financing option for your situation.Additional Ways to Save on LASIKHere are some additional tips to help reduce the cost of LASIK:Shop Around: Prices can vary significantly between clinics, so it’s worth getting quotes from multiple providers to find the best deal.Consider Bundle Packages: Some clinics offer comprehensive packages that include preoperative consultations, the surgery itself, and post-operative care. Bundling these services can often be more cost-effective.Is LASIK Worth the Investment?While LASIK can be a significant financial commitment, many patients find it worthwhile due to the long-term benefits. These include improved vision, reduced dependence on glasses or contact lenses, and a better quality of life. Additionally, the cost of glasses, contact lenses, and associated supplies can add up over time, making LASIK a cost-effective solution in the long run.Take the Self-TestCurious if LASIK is right for you? Take our quick and easy self-test to find out if you might be a good candidate for LASIK. Our self-test will help you understand your options and prepare for a consultation with our team.While insurance typically doesn’t cover LASIK, there are several ways to make the procedure more affordable. From exploring vision insurance benefits and using FSA or HSA funds to considering financing options and promotions, you can find a solution that fits your budget.Our team at our refractive clinic in Brisbane is here to guide you through the process and answer any questions you may have. Don’t wait—start your journey to clearer vision now!Home » LASIK » Would insurance cover LASIK? Search for: ARE YOU SUITABLE?Check your laser eye surgery suitability online with our free LASIK self-testTAKE SUITABILITY SELF-TESTOUR MOST POPULAR PROCEDURESLASIKSmartSightICLLens ReplacementPRKRefractive cataract surgeryFAQsWHAT OUR PATIENTS SAY…“Very friendly and professional staff. Dr Russell is extremely informative and has a really positive presence. The doctor and all of the staff ensured all my questions were answered fully. I left the surgery feeling as if I’d been really well cared for.”Suzanne Cooper“The staff are all friendly and helpful.”Alana Jenkins“Dr. Russell and the entire team should be commended for their genuine care and personal attention. They made every possible effort to explain and clarify the treatment required and made sure I was comfortable through the consultation treatment.”Xerxes Meher“I was very impressed with the way they run things. It is a well-oiled machine. Everyone knew exactly what they were doing and were very friendly. To top it off, my treatment was excellent.”Iris Van Quickelberghe“Dr. Russell is my hubby’s specialist for years. We love him. Such a kind person and always spends time to explain everything.”Zita Farczadi Kershaw“Highly recommended. They are always helpful and friendly and the outcomes have been beyond my expectations.”Brad Gooda“Many thanks for your care and skill and a big thanks to all your staff for their friendly care and professionalism shown each time I have visited.”Henry Ellison“My wife came to see Dr Russell today and we wanted to say thank you to all the staff for the kind and professional service. We are also extremely grateful for Dr Russell’s generosity when it came to us paying for the consultation. We wanted to reach out and say thank you so much!”Troy and Liana ToddWe have replaced the images of real patients who provided these testimonials to protect their privacy.DISCOVER IF YOU CAN BE FREE FROM GLASSES AND CONTACT LENSESThe best way to find out if lens surgery is right for you is to have an in-person assessment. You’ll get a clear answer from our experts on your suitability and vision correction optionsBOOK A FREE ASSESSMENTHi, I’m Dr. Matthew Russell, your laser and cataract surgery specialistHI I’M DR. MATTHEW RUSSELL YOUR LASER EYE AND CATARACT SURGERY SPECIALISTWith over 15 years of experience, I enjoy the privilege of helping patients of all ages reclaim clear vision or preserve it for as long as possible.Vision correction and high-precision cataract surgery hinge on the expertise and skill set of the provider who also has access to the most precise tools for the job. Ophthalmic surgeons like me know how to make treatment safe, comfortable and positive for the patient. They know how to minimise the risk of complications and maximise successful outcomes.I have a passion for helping my patients enjoy the clear, high-definition vision they need to live rich and active lives. Now, I have hand-picked a team of professionals that share my passion and commitment to exceptional care.Dr. Matthew RussellMBChB, FRANZCO MORE ABOUT DR. RUSSELL